No down payment. No mortgage insurance. Lower credit score requirements than most loan programs. Does this sound too good to be true? Actually, this is a true reality for our military veterans. These are all characteristics of Veterans Affairs mortgages, also known as VA loans. These home loans are made through private lenders and as long as guidelines are met, they are partially guaranteed by the Department of Veterans Affairs. The VA home loan program’s lower cost to buyers can significantly … [Read more...] about Buying A Home with Military Veterans’ Benefits
Drinking Water Helps Your Teeth
I often focus on the health benefits of general nutrition, but sometimes it’s good to go even more basic: water. Without basic needs, you die: without three minutes of air, three days of water, three weeks of food – or just about. Three days without liquid causes severe dehydration. Critical. What about limited dehydration? This is the modern condition of many, many patients I see every day. Limited dehydration has many forms. Some (most) people between the ages of 35 and 70 do not drink the … [Read more...] about Drinking Water Helps Your Teeth
Surgical Advancements Help Improve Trigger Finger Treatment Experience
Every day, there are new advancements in medicine and surgical procedures. New technology and specially trained surgeons mean a greater number of minimally invasive surgical procedures are being performed in hospitals or clinics on an outpatient (no overnight hospital stay) basis, allowing the patient to go home within hours after surgery. Recently, a breakthrough in these minimally invasive procedures is beginning to take shape. These surgeries can now take place in adapted procedure … [Read more...] about Surgical Advancements Help Improve Trigger Finger Treatment Experience
Whiskey in the Jar
What is whiskey? That seems to be a question that lots of people ask. They will ask if Bourbon is whiskey or if Rye is whiskey. Lots of people refer only to Scotch whisky as whisky. In Scotland, it is spelled “whisky.” In Ireland and the United States, it is spelled “whiskey.” The difference in spelling is most likely a result in the differences in the Gaelic language in Scotland and Ireland. Most of us use whiskey as a generic term to refer to a very particular type of spirit. Whiskey can be … [Read more...] about Whiskey in the Jar
Understanding the Value of a Good Reputation
Can enough importance be placed on reputation? It is paramount in almost any aspect of life. Your personal reputation and integrity affect just about everything you do, from your social circle to your professional life. It is the same with business. As business professionals, your company’s reputation should be at the very top of your list of goals and aspirations. Of course, every business owner wants to be highly regarded; however, your reputation goes further than that. Your business … [Read more...] about Understanding the Value of a Good Reputation
Understanding the Value of a Vibrant Airport
What economic and lifestyle value does an airport bring to a city such as Prescott and how does our airport impact the well-being of the Quad Cities in the Arizona highlands? Let me start with some statistics from the FAA (Federal Aviation Administration) that might shock readers. As you drive by the Prescott Airport heading North toward Chino Valley on State Route 89, you look right down the main runway. Were you aware that this main runway is the third busiest runway in the state of Arizona? … [Read more...] about Understanding the Value of a Vibrant Airport
Are You Keeping Score of Your Business?
Playing penny ante poker with family and friends is primarily a social card game with a lot of talking and little paying attention to one’s cards. You win only if you’re lucky. No strategy involved. Raise the stakes with a different group and the chatter subsides. You check your opponent’s cards and are looking at your hole card more often. You also play a different game when you have a stack of chips as opposed to when you are just barely hanging in and about to be eliminated. The more chips … [Read more...] about Are You Keeping Score of Your Business?
Retirement Planning: The Big Picture
As a future or current retiree, it is important for you to take into consideration the big picture of your retirement planning. Once you have the full picture, it helps you make more detailed and necessary decisions to achieve the retirement for which you have worked your whole life. One of the first steps to take when planning your retirement is to find a financial professional who puts your needs and interests first. At American Financial Security, we take your whole financial and tax … [Read more...] about Retirement Planning: The Big Picture
Enhancing Recovery with Outpatient Rehabilitation Services
The “weekend warrior” suffering from a sports injury. An individual who’s continuing to regain communication skills after a stroke. An elderly patient who is learning how to walk again after knee surgery. From the younger to the older, outpatient services can play a key role in the rehabilitation of patients who are recovering from or living with disabilities caused by injuries, illnesses or chronic medical conditions. Outpatient rehabilitation can be provided to people who have injuries or … [Read more...] about Enhancing Recovery with Outpatient Rehabilitation Services
Boutique Owner Working in Style
Fashionista Sara Murray brings flair to any venue when she showcases stylish clothing and household ensembles from her boutique, Fancy That! For the entrepreneur, running any successful retail business is every bit about producing an exceptional customer experience as managing the critical bottom line. She and her daughter, Amanda, work together to embrace fashion trends, sport their chic inventory, accent with eye-catching baubles and seize every moment to mesmerize clients and … [Read more...] about Boutique Owner Working in Style