Saving for retirement has become much more simple with automated savings for accounts like 401(k)s, but what do you do if you’re self-employed or work at a company that doesn’t offer a retirement plan? According to a study by the Employee Benefit Research Institute, fewer than half of American workers participate in an employment-based retirement plan. Whether you work for a small company that doesn’t offer retirement options, you’re a part-time employee that is ineligible for benefits, or … [Read more...] about Creating Your Own Retirement Plan
HistoriCorps, Forest Service, Volunteers Saving Brolliar Cabin
Volunteer crews led by HistoriCorps, a nationally recognized non-profit organization, have been working to preserve the Brolliar Park Cabin this summer. The historic cabin, built by one of Arizona’s last homesteaders, is located in the Coconino National Forest south of Mormon Lake. The award-winning group, which works to save historical structures on public lands around the nation, collaborated with the Coconino National Forest on the four-week project. HistoriCorps arranged and trained … [Read more...] about HistoriCorps, Forest Service, Volunteers Saving Brolliar Cabin
Arizona Downs Planning Activities
Year-round live horse racing has returned to Arizona with the opening of Arizona Downs in Prescott Valley. The newly renovated racetrack has been delighting its crowds with Thoroughbred and Quarter Horse racing, and additional attractions to draw new fans to the sport. “Year-round horse racing strengthens the industry and benefits everyone – the horse owners, breeders, jockeys and related professions who will now be able to stay in the state to compete,” said Arizona Downs General Manager Ann … [Read more...] about Arizona Downs Planning Activities
Keeping Up with Income Tax Law
The standard deduction has increased for everyone.Whether married, single, married but filing individually or head of household, the standard deduction has effectively doubled in an effort to cut down on itemized filings. Medical deductions are more beneficial. 2019 is a good year to finally get an expensive medical procedure done, if you’ve been putting it off. Taxpayers used to have to spend 10 percent of their adjusted gross income on qualifying medical expenses to take a deduction, but … [Read more...] about Keeping Up with Income Tax Law
Exploring the Bridge Loan When Buying a Home
Many times, when people are considering selling their current home and purchasing a new home, they are caught in an issue of how to make that transition work. They need to use the equity from the sale of their existing home to purchase their new home. So, this means that they need to make the decision on whether to sell their home before purchasing, or to try to find a home to buy before putting their home on the market. In the current market environment, this is not a desirable situation to be … [Read more...] about Exploring the Bridge Loan When Buying a Home
Treating Men’s Cardiovascular Health with Traditional Chinese Medicine
Acupuncture and herbs can bring extraordinary benefits to the cardiovascular system, usually before any structural damage can occur. One of the reasons acupuncture is so effective is because of how it moves the blood. he heart and the cardiovascular system are vital whether you are male or female; however, we tend to associate cardiovascular disease with men, particularly between the ages of 50-60 years old. The factors that steer men toward the path of heart disease are lifestyle related. We … [Read more...] about Treating Men’s Cardiovascular Health with Traditional Chinese Medicine
Skyview School Teaching with Multiple Intelligences Theory
As a native Prescottonian, parent and school administrator, I know school choice makes Prescott an ideal home for families. Not any one school can provide the needs of all children, whether it be a school district, a publicly funded charter school or a private school. We are no longer living in a society where educational one-size-fits-all works for our children. In Prescott, parents have multiple options for their children, from kindergarten through high school, and Skyview School is one of … [Read more...] about Skyview School Teaching with Multiple Intelligences Theory
Finding the Right Fit
In my 30 years working within the fitness industry, it has been a fascinating topic of research to delve into why some people maintain a consistent level of health and fitness while others tend to jump on the latest diet craze, toggling between the mountaintop and the valley. This tends to result in perpetual discouragement and can negatively affect our health, making it that much harder to try again. How do we exit the roller coaster and make lasting changes that will truly enhance our quality … [Read more...] about Finding the Right Fit
Lowell Observatory Hosts Lunar Legacy Celebration on July 20
In honor of the 50th anniversary of the Apollo 11 Moon landing, Lowell Observatory will host a Lunar Legacy celebration on July 20, with activities running from 10 am until close at 10 pm (lowell.edu/apollo). This event is part of an 18-month-long, community-wide effort celebrating Flagstaff’s scientific role in preparing for the Apollo missions to the Moon (https://www.flagstaffarizona.org/lunarlegacy/). From 1961 to 1969, scientific illustrators worked with telescope observers at … [Read more...] about Lowell Observatory Hosts Lunar Legacy Celebration on July 20
Prescott Regional Airport Service Continues Upward
A Prescott City Council member quipped, “It must be something in the air,” when he heard that Prescott Regional Airport (PRA) had been named 2019 Outstanding Airport by the Federal Aviation Administration (FAA). That honor was given to Prescott for the Western Pacific Region, according to the FAA. The FAA statement said in part, “This award is granted in recognition of the exemplary work done by the city in proactively completing a Prescott Regional Airport master plan with significant … [Read more...] about Prescott Regional Airport Service Continues Upward