First off, I want to state upfront that I do not condone the use of credit cards but felt that some folks might be interested in a new type of card. Generally, I do not support the use of credit cards because it causes people to get into debt and hampers them from becoming wealthy. Statistics show that staying out of debt is the best way to become wealthy. A Carbon Footprint Card There is a new credit card available that not only allows you to charge things on a handy card but it tracks … [Read more...] about Considering a New Type of Credit Card
Polara Health
Reducing Social Isolation, Loneliness in Older Adults
Social isolation has become the “new normal” for most people during the COVID-19 pandemic, but it was the “old normal” for many people before the pandemic began. There are numerous reasons why people of all ages become socially isolated, which may include physical and psychological disabilities, but older adults are particularly at risk of unwanted social isolation. Health conditions they may be experiencing can reduce mobility, and the inability to drive certainly reduces independence. We … [Read more...] about Reducing Social Isolation, Loneliness in Older Adults
Supporting Youth Mental Health
Earlier this month, U.S. Surgeon General Dr. Vivek Murthy stated that young people are facing overwhelming mental health effects as a result of the challenges experienced by their generation. This 53-page report noted that the pandemic intensified already widespread mental health issues. Dr. Murthy issued an urgent call to address the youth mental health crisis. The Surgeon General also recognizes what we know to be true: that mental health cannot be treated separately from our overall … [Read more...] about Supporting Youth Mental Health
Follow a Budget, Increase Your Financial Knowledge
To grow your wealth, you need to become knowledgeable in a number of different financial areas. To not be educated in the basics will cost you in the long run. It is not that you need to be an expert, but one must understand the simple concepts in personal finance. The following is a high-level education to put you on the path to master basic finance. Begin with these concepts and grow from there. Learning should be a lifelong endeavor. If you stop learning, you will fall behind as the … [Read more...] about Follow a Budget, Increase Your Financial Knowledge
How a Short Meditation Can Help
Meditation, which comes in many variations, has long been acknowledged as a tool to master the mind and cope with stress. Research shows that meditation offers not only calm, but also helps with anxiety and depression, cancer, chronic pain, asthma, heart disease and high blood pressure. Mindful Meditation might enhance our capacity to rein in our emotional and physiological responses to stressors, so that the news is less likely to activate our fight or flight system. It might also help us … [Read more...] about How a Short Meditation Can Help
How to Create a Personal Investment Plan for Financial Independence
As we begin this journey – and yes, it is a journey – we ask the question: Is it possible to develop an investment plan to achieve financial independence? The immediate answer is yes, it is possible. In this article, we shall explore the necessary steps to make it a reality. What is Financial Independence? How do you define financial independence? Is it having all the money you need or want? Or is it something else? Does money have anything to do with it? How about doing anything you … [Read more...] about How to Create a Personal Investment Plan for Financial Independence
A Collaboration: Working with Our Youth
The Journey Program is a collaboration between Juvenile Justice and Polara Health. This program has been in existence for more than 15 years. Journey services youth ages 15-18, who have an identified substance use issue. Many of them have mental health concerns as well as academic concerns. It is a one-of-a-kind program in Arizona. The youth are referred by Juvenile Probation, the court or from local mental health agencies. The program is eight weeks long and there are up to six participants … [Read more...] about A Collaboration: Working with Our Youth
Preventing Suicide
Suicide is one of the fastest-growing epidemics around the world. Approximately 44,000 people in the U.S. alone commit suicide each year, with an average of 123 suicides each day. It’s the 10th leading cause of death in America – second leading for ages 25-34, and third leading for ages 15-24. In order to create awareness and strengthen the fight against suicide, September is National Suicide Prevention Month. In recent years, society has become more open and receptive to … [Read more...] about Preventing Suicide
Using the Three Bucket Retirement Strategy
After many years of hard work and diligent saving for retirement, many struggle with the fear that they will outlive their nest egg. Or, perhaps worse, that the financial systems will collapse. So what does one do? Plan! It is my belief that the Three Bucket Retirement Strategy will both guard against adverse market conditions and grow your nest egg so that your money will outlast you. Laying the Groundwork Before the Three Bucket Retirement Strategy can be implemented, you will need … [Read more...] about Using the Three Bucket Retirement Strategy
West Yavapai Guidance Clinic Announces New Name: Polara Health
There’s a new star on the horizon. Since 1966, the people of West Yavapai Guidance Clinic have walked alongside community friends and families as they journey toward strong mental health and behavioral health wellness. During the rebranding process, they were fortunate that the Taproot Foundation agreed to support the project. Taproot partners non-profit organizations like Polara Health with experts who provide their services pro bono. As a result, they worked with an amazing designer, Troy … [Read more...] about West Yavapai Guidance Clinic Announces New Name: Polara Health