Limited, or short-term, health insurance plans are an inexpensive alternative to a traditional major medical health plan and can be kept for up to three years. These plans are ideal for people who are generally healthy but make too much money to qualify for a subsidy under Obamacare. If you do not have serious pre-existing medical conditions and you don’t qualify for a tax credit under the Affordable Care Act to help pay those high monthly premiums, these options are much cheaper than an … [Read more...] about Considering Short-Term Health Insurance Plans
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Insurance Tips
Why do you need insurance? Insurance is how you manage risk. Essentially, you transfer the risk to the insurance company. When you buy insurance, you buy peace of mind against something bad happening. Listed below are three types of insurance that will protect you and your family. We’ll also discuss how to save money. Homeowners/Renters Insurance This is essential, in that they both will protect you against loss. If there is a fire, you will be protected. If someone breaks into your … [Read more...] about Insurance Tips