How do you invest and grow your wealth with markets down and inflation up? Are you kidding? No, as a matter of fact this may very well be a perfect time. But we are in a bear market. Consider that stocks are on sale. Will they rebound? Let’s see what history tells us! What is a Bear Market? A bear market is defined as a decline in the market indexes of 20% or more. All the indexes are in bear market territory in 2022. The average bear market lasts about 388 days. Since 1928, we have had … [Read more...] about How to Invest and Grow your Wealth
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Enjoying Enlightenment with Candles
The sun is setting one evening on the town of Dublin, Ireland in the year 1488. The villagers have no fear of the dark streets because Rathbornes Candle company is on the job of putting a candle in each of the lampposts throughout the city. The Middle Ages might have been a dark time, but the city of Dublin was well lit, in a sense. The oldest continuously operating candle company in the world today, Rathbornes Candles were originally made for the church. However, in 1616 the Candlelight Law was … [Read more...] about Enjoying Enlightenment with Candles
Is Your Vacation Home or Vacation Rental Ready for the Season?
Vacation rentals and part-time homes are popular in the Prescott area. More and more people are purchasing homes and using them for their own vacation getaways or renting them out as vacation rentals. There are many things to consider if you do not live in your home full-time. If you own a part-time home that will be unoccupied during the winter months, it is very important to take these steps: Notify the police department that you will be away, and have a trusted neighbor or friend … [Read more...] about Is Your Vacation Home or Vacation Rental Ready for the Season?
To Buy or Not to Buy?
Many folks who have wanted to buy a home over the last couple of years or so chose to wait until the heated market cooled down and for prices to come down to earth. The good news is, prices have softened somewhat, but the bad news is, interest rates are much higher. Let’s assume that you could have purchased your dream home in 2020 for $650,000 with 20% down and that you could have financed the balance with a 30-year, 3% mortgage. Your payment would have been $2,398.53 per month. Let’s also … [Read more...] about To Buy or Not to Buy?
Your Guide to Creating a Memorable Holiday Gathering
Participating in a gathering full of joyous memories is one of life’s gratifications. Being able to dream, plan and create a gathering is a gift with a side of satisfaction! People savor the welcoming, inviting and comforting memories made during the holiday season. So, what can a person do to take an average holiday party and elevate it to a memorable holiday gathering for the books? Here are some tips and areas to focus your planning thoughts on: Make it Impactful Before diving into the … [Read more...] about Your Guide to Creating a Memorable Holiday Gathering
Exploring the Lyric Hearing Aid
The Lyric is a hearing aid that is housed inside the ear canal for extended periods of time. No need to change a battery or put the hearing aid in a recharging device at night. All you need to do is go to your audiologist and ask to try a pair of them for free! Discreet Amplification The most amazing benefit of wearing the Lyric is that you are a “normal” person. You do not have to be careful with your hearing aids around the house so the dog or cat does not eat them when you take them … [Read more...] about Exploring the Lyric Hearing Aid
Prescott Food Forest Finds a Home in Chino Valley
It is an honor and a pleasure to share my thoughts and perspective on living a healthy life with you. I am passionate about living a long and healthy life; hence, my nickname, “Your Make 100 Healthy Guy.” As the founder of the Make 100 Healthy Foundation, I am always exploring best practices for nutrition, exercise and an overall sense of well-being. With that in mind, I am leading a Gardening Education Program to teach people how to grow food. We just needed a home. We were blessed with an … [Read more...] about Prescott Food Forest Finds a Home in Chino Valley
Having a Pet Will Do Your Heart and Mind Good
We live in a time where we are living stressful lives. Between our jobs or perhaps being out of work, our families, struggling with finances, health issues, the never-ending bad news on TV and all the time spent on our computers and social media, it’s important we take time for ourselves! We need to turn off everything, decompress and, for a lot of us, that involves spending time with our furbabies – instant relaxation for us and for them! For most of us, but especially for our elderly and … [Read more...] about Having a Pet Will Do Your Heart and Mind Good
Understanding How Protein Provides Optimal Health for Pets
Protein is an important part of your pet’s diet. Protein, which is made of amino acids, plays a significant role in optimal health for pets. It helps support muscles, skin health, nails and coat. Protein is also essential for supporting a strong immune system and is an essential source of energy. Without enough protein in their diet, it forces their body to break down muscles to fill the gap of their needed amino acids. That will ultimately lead to nutritional deficiencies and overall health … [Read more...] about Understanding How Protein Provides Optimal Health for Pets
Real Estate Remains Fundamental to Local Commerce
For most of us, 2022 was a year spent watching the housing market closely. As mortgage rates fluctuated and home prices continued to rise, many began to expect that the real estate industry was in trouble. However, a better word would be “transition.” Although inflation continues to be a concern, consumer sentiment remains strong. According to the most recent data from the U.S. Bureau of Labor Statistics, employment numbers are holding steady in our region. Stable employment is good for … [Read more...] about Real Estate Remains Fundamental to Local Commerce