Not too long ago, credit scores were something many people did not pay too much attention to. Presently, people are increasingly invested in their credit score and finding ways for it to be the best it can be. You’ve probably asked yourself, what is a credit score communicating? A credit score tells lenders and credit card issuers how likely you are to pay back your loan on time. FICO credit reports rank on a scale of 300-850, with 300 being extremely poor and 850 being the absolute best. Your … [Read more...] about How Does Your Credit Score Add Up?
Columnists
Step Into Spring with a New Walking Routine
The days are finally longer, trees and flowers are starting to bud, and frosty weather is on its way out. If you’ve been thinking about starting a walking routine, now is the perfect time. Walking is one of the simplest and most effective forms of exercise. No special equipment or training is necessary, and people of all ages and fitness levels can benefit. Research shows that walking at least 150 minutes at a brisk pace per week can help reduce your risk of serious illnesses like diabetes, … [Read more...] about Step Into Spring with a New Walking Routine
Are Fruit Trees a Good Investment?
You used to need a lot of land to grow fruit trees. Dwarf and semi-dwarf fruit trees have allowed growing them in just about any yard. Most standard-sized fruit trees mature at a height and width of between 18-25 feet. Not only will this require a big chunk of your yard, but it also makes them tall to prune and spray without using a ladder. Even with smaller trees, growing fruit is a long-term investment. Fruits can take anywhere from two to 10 years to bear fruit. If you plan to be harvesting … [Read more...] about Are Fruit Trees a Good Investment?
Gardeners Of Destiny Graduates Become Squad Warriors
The Prescott Food Forest is proud to launch its 2024 Gardening Education season with an eight-week Spring Gardening course starting 10 a.m. to noon, Saturday, April 6, at B Organic Farm in Chino Valley and running through Saturday May 25. This course was well received last year and is close to being filled this year, too. If you or someone you know would like to join us, please go to prescottfoodforest.com to secure your spot. It’s that easy. GARDENING EDUCATION Stephane Leon, our gardening … [Read more...] about Gardeners Of Destiny Graduates Become Squad Warriors
Nurturing Health Comprehensively: The Whole Person Care Approach at Polara Health
The concept of whole person care at Polara Health embodies a profound change in our healthcare philosophy, placing equal emphasis on the physical, emotional, social and mental aspects of well-being. This approach acknowledges the intricate interplay of these elements in shaping an individual’s overall health and quality of life. By embracing whole person care, we enhance health outcomes and cultivate a patient-centered, empathetic environment where individuals feel truly heard, valued and … [Read more...] about Nurturing Health Comprehensively: The Whole Person Care Approach at Polara Health
Exploring the Benefits of a Professionally Cleaned Home
In the hustle and bustle of modern life, maintaining a clean and organized home often falls to the wayside. Between work, family obligations and social engagements, finding the time and energy to tackle household chores can feel like an impossible task. That’s where Prescott Maid to Order comes in, offering professional cleaning services in Prescott, Prescott Valley and surrounding areas. But beyond just a tidy space, the benefits of regular professional cleaning extend far beyond the … [Read more...] about Exploring the Benefits of a Professionally Cleaned Home
Can Funds Be Recovered After a Botched Construction Job?
Welcome to “At Home with Tom & Sandy.” We are here to give you the inside scoop and tips on everything A to Z for your home and we love talking about the construction industry. Settle in, enjoy and have fun reading our column. We sure do enjoy sharing our words with you. Thanks for being such loyal and great readers. Tom: Here we are again, Sandy, and I have a topic for our readers this month. Sandy: I am all ears! Tom: We are always touting the benefits of hiring licensed … [Read more...] about Can Funds Be Recovered After a Botched Construction Job?
Spring Clean Your Small Business
Small business spring cleaning, while time-consuming, is extremely beneficial to small business owners: trimming the fat from their organizations while streamlining business processes. It’s exactly like regular spring cleaning except it involves way less elbow grease and a lot more professional evaluating. OK, so it’s nothing like regular spring cleaning. Assuming you’re on board with the idea, set aside some time this spring to clean up your company. Business Spring Cleaning Tips Clean … [Read more...] about Spring Clean Your Small Business
Exploring the Basics of Investing
Frequently, we encounter clients seeking guidance or a review on the fundamentals of investment. Often, their funds may have been sitting in retirement plans like a 401k, Profit Sharing, TSP, Roth, etc., without active management. However, as retirement approaches, decisions become imperative. Here are some fundamental pillars of investing: Stocks: Represented by terms like equities, Dow Jones, S&P 500, stocks enable clients to purchase a stake in a company, thereby gaining partial … [Read more...] about Exploring the Basics of Investing
Employment Projections Through 2025
Yavapai County’s economic landscape is poised for growth, as short-term projections from 2023 to 2025 reveal promising trends across various sectors. Data provided by the Office of Economic Opportunity (OEO) sheds light on the anticipated expansion, offering insights into the county’s evolving job market. However, against this backdrop of growth, recent figures also indicate a slight uptick in unemployment. In January 2024, the unemployment rate in Yavapai County increased to 3.5%, from 3.4% in … [Read more...] about Employment Projections Through 2025