There are various retirement income pillars on which Americans rely. One such pillar is fixed indexed annuities,* also referred to as FIAs, which help create a retirement income that will last. These annuities are versatile financial tools that can provide you with the income and growth potential you need during retirement, without exposing you to undue risk. A fixed indexed annuity is an insurance contract linked to a common market index, such as the S&P 500.** If the index experiences a … [Read more...] about Creating A Lifetime of Income
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Empower Yourself: Secrets to a Healthy Smile
Part 5: Resolving Your Chronic Dental Issues, TMJ/TMD Pain and Migraine Headaches Individuals suffering from chronic pain issues understand the frustration associated with finding solutions to chronic pain. Medicine and dentistry have made many advances over the last few decades, aiding in treatment and cure of human illness and trauma. Unfortunately, when it comes to chronic, nagging issues of pain, fatigue and malaise, we still have a long way to go to better understand and create systems … [Read more...] about Empower Yourself: Secrets to a Healthy Smile
Understanding Life Insurance Tax Advantages
Do you have a financial plan set up to protect your loved ones after you pass away? With a well-thought-out life insurance plan, you can do just that. The purpose of life insurance is to help provide a measure of financial well-being for your family and loved ones when you are no longer there. With the purchase of a carefully planned life insurance policy, you can help ensure that your family and loved ones will be taken care of. Life insurance offers two essential benefits. First, it offers … [Read more...] about Understanding Life Insurance Tax Advantages
Keep Your Business Running During Disaster
A natural disaster can spell doom for a small business. Major catastrophes such as hurricanes or flooding can force lengthy shutdowns, resulting in a significant loss of revenue. As Artur Matzka, director of infrastructure development at Integrated Solutions told ComputerWeekly, even a brief interruption of a technology network can have a huge impact. “The cost of data loss or lack of access to information can be dangerous, and not only in financial terms. For companies operating in a … [Read more...] about Keep Your Business Running During Disaster
How Sleep Apnea Can Cause Hearing Loss
Sleep apnea is a common disorder that affects about 18 million Americans, according to the National Sleep Foundation. Most of us think of sleep apnea as snoring with periodic gasping or "snorting" noises. Sleep apnea interrupts sleep and can cause excessive daytime fatigue and other symptoms such as generalized inflammation, cardiovascular and endocrine problems. More than half of individuals with sleep apnea are overweight and most snore heavily. Untreated sleep apnea can lead to a variety … [Read more...] about How Sleep Apnea Can Cause Hearing Loss
Why Join a Support Group for Bariatric Surgery Patients?
Let’s face it: support groups have a bad reputation. Whenever somebody says “support group,” it conjures up images of group hugs, trust falls and singing songs around a campfire. Every day, it seems like some new support group is springing up. In fact, I just saw a new support group for people who go to too many support groups, and another one for people who can’t stand support groups. But, the big question is: Why do you, a bariatric patient, need a support group? There are two basic … [Read more...] about Why Join a Support Group for Bariatric Surgery Patients?
Valvular Heart Disease: A Quiet and Dangerous Disorder
Even after years as a cardiothoracic surgeon, I am still amazed at the efficiency of the human heart. The healthy human heart contains four valves that open and close with every heartbeat. This ensures that blood flows through the heart correctly. If the valves don’t open enough (stenosis) or they can’t close properly (pulmonary valve insufficiency), the patient may be diagnosed with valvular heart disease. This condition affects up to three percent of Americans. People with valvular … [Read more...] about Valvular Heart Disease: A Quiet and Dangerous Disorder
Living WaterSmart
During the summer, daily water usage is as much as two-and-a-half times that of winter use because of outdoor water use and irrigation. This increased water use stresses local water resources and infrastructure. However, practicing a low-water-use lifestyle outdoors is a way everyone can help conserve water. WaterSmart landscaping and efficient irrigation are two effective ways so conserve water resources during the summer. What is WaterSmart Landscaping? WaterSmart Landscaping is … [Read more...] about Living WaterSmart
Empower Yourself: Secrets to a Healthy Smile
Last month’s “Secrets to a Healthy Smile” article focused on tooth decay as a common contributor to tooth damage and tooth loss. Oral acids from various sources have the potential to lower oral PH (acidity), resulting in the loss of precious minerals from enamel and tooth roots. According to a National Institute of Dental and Craniofacial Research (NIDCR) study, since 1970, tooth decay has been on the decline in all subgroups of the population. However, the NIDCR also reported that 92 percent of … [Read more...] about Empower Yourself: Secrets to a Healthy Smile
Characteristics of People Treating Hearing Loss
Are you brushing off a hearing problem because you’re afraid it might say the wrong thing about you? Well think again. Research shows that people with hearing loss who use hearing aids enjoy a better overall quality of life. In fact, you just may be surprised—and inspired—by these five things that treating hearing loss says about you: (1) You’re a Go-Getter. Research has found that people with hearing loss who use hearing aids are more likely to tackle problems actively. Addressing hearing … [Read more...] about Characteristics of People Treating Hearing Loss