Fall is a time to celebrate the apple harvest. Just thinking of apple pie, apple tarts, candied apples and hot apple cider makes my mouth water. With so many apple recipes to enjoy, why not plant an apple tree that celebrates the season every fall to come? "An apple a day keeps the doctor away" is an old Welsh proverb that most are familiar with, but what makes this fruit so special? What health benefits are associated with growing and eating apples? A medium-sized apple contains four … [Read more...] about October is the Month of the Apple
Columnists
Replacing Teeth, Improving Comfort
If you are missing teeth, you are in the company of 35 million Americans who lack any teeth in either one or both jaws, according to the American Academy of Implant Dentistry. Millions of Americans of all social and economic backgrounds suffer from a history of tooth loss and, in many instances, have limitations or complete debilitation when it comes to normal function. As a dentist who provides patients with full and partial mouth reconstruction services, I work with people who are … [Read more...] about Replacing Teeth, Improving Comfort
Understanding Mortgage Disclosure
There is one part of a real estate transaction that is no one’s favorite, whether you’re the buyer, seller or agent. All that paperwork. But it’s important that everyone is literally on the same page when it comes to signing on the line since this is often the single biggest financial transaction of your life. Realty Executives Northern Arizona is here to take the stress out of it. That’s why we’re happy that the Consumer Financial Protection Bureau has just developed new mortgage disclosure … [Read more...] about Understanding Mortgage Disclosure
Strategies to Help Avoid IRA, Legacy Mistakes
When planning your retirement, you work with many moving pieces. A beneficial component to retirement planning is implementing strategies that can help you avoid potential mistakes when dealing with individual retirement accounts, known as IRAs, and your legacy. An IRA is an account set up at a financial institution that allows you to save for retirement with tax-free growth or on a tax-deferred basis. There are many types of IRAs: traditional IRAs, Roth IRAs and simple IRAs. Some are more … [Read more...] about Strategies to Help Avoid IRA, Legacy Mistakes
How to Help Prevent Water Pollution from Pet Waste
Pet waste is more than an unsightly and smelly problem in our neighborhoods. It is a water pollutant that poses a health risk to pets, creeks, lakes and people, especially children. Pet waste left on trails, sidewalks, streets and grassy areas may be flushed into the storm drainage system by rain or melting snow. In Prescott, the storm drainage system flows to the nearest creek, carrying polluted runoff into those water bodies. What’s the Problem with Pet Waste? When pet waste is washed … [Read more...] about How to Help Prevent Water Pollution from Pet Waste
Preserving Herbs the Safe, Easy Way
If you have herbs in your garden, you know that many are peaking. Although I've been harvesting like mad, quantities are exceeding consumption at the Lain casa, so it's time to start preserving the overflow for later use. There are several ways to preserve culinary herbs; the easiest method is to dry them. Not only is air drying the easiest, quickest and least expensive way to dry fresh herbs, but slow drying doesn't deplete the herbs of their essential oils and flavors. This process works best … [Read more...] about Preserving Herbs the Safe, Easy Way
The Right Water Heater Size For Your Home
Shopping for a new water heater? Picking the wrong size could lead to some major buyer’s remorse. Imagine getting a new water heater, only to feel a strong chill as you try to take a shower. Every family has its own unique hot water needs, and there are factors involved with finding the right size tank/storage water heater and tankless water heater. Sizing for a Traditional Tank Water Heater To determine what size you need for a tank water heater, you first need to know your peak hour … [Read more...] about The Right Water Heater Size For Your Home
Embry-Riddle Commits to Diversity Initiative
Embry-Riddle Aeronautical University joined more than 100 institutes of higher learning in a nationwide action plan to increase diversity in engineering education and professions announced the White House’s inaugural Demo Day. Embry-Riddle Prescott Campus Dean Ron Madler and College of Engineering Dean Maj Mirmirani of the Daytona Beach, Florida campus included their signatures on the letter from the American Society for Engineering Education (ASEE) committing the university to build a … [Read more...] about Embry-Riddle Commits to Diversity Initiative
The Next Cyberattack: Just Around the Corner
You may not know it, but it is coming. Well covered in the media, a range of major brands continue to report significant cyberattacks – costing these businesses millions and wreaking havoc on corporate reputations. Analysts estimate the average cost of a data breach is $3.8 million, translating into $154 per record lost or stolen. With such high risks, companies must prepare for each and every threat. Today’s cyberattacks are complex and becoming more prevalent. And these threats aren’t just … [Read more...] about The Next Cyberattack: Just Around the Corner
Crowdfunding for Real Estate
What is an accredited investor? According to the Securities and Exchange Commission (SEC), the exact definition of an accredited investor is rather long, and includes banks, businesses, institutions, organizations and, of course, a “natural person.” A “natural person” is a real human being, as opposed to a corporation or organization. First, if you are “any natural person whose individual net worth, or joint net worth with that person's spouse, exceeds $1,000,000,” you qualify as an … [Read more...] about Crowdfunding for Real Estate