There’s still time to take advantage of your 2015 dental insurance benefits to save you and your family money while improving your health. If you have dental insurance and your plan runs on the calendar year, here are seven reasons why you should make your dental appointment today. If your insurance runs on a fiscal year, keep these in mind throughout the year: YEARLY MAXIMUM: Most dental insurance plans provide a yearly maximum that they will pay for an individual for dental work per year. … [Read more...] about Save Hundreds of Dollars by Year End
Columnists
Preventing, Treating Osteoarthritis with Healthy Lifestyle Habits
Osteoarthritis (OA), also known as degenerative joint disease, is the most common cause of pain and disability among adults around the world. Physicians have traditionally considered OA to be primarily a “wear and tear” disease, caused by age, injury or excessive wear on joints from athletics or physically demanding work. Today, OA is thought to be a more complicated condition that is characterized by chronic inflammation in joint cartilage and fluid. This inflammatory process may be triggered … [Read more...] about Preventing, Treating Osteoarthritis with Healthy Lifestyle Habits
Taxes and Their Effect on Your Retirement
Most retirees don’t anticipate all the expenses they will experience during retirement, especially taxes. More often than not, most are faced with tax issues. Why? Because when it comes to taxes, not all money is created equal. Taxes are a topic everyone is concerned about, but most don’t want to deal with it any more than they have to. This can result in someone not taking the time to go back through their taxes for the year and making sure everything was done correctly. Having a second … [Read more...] about Taxes and Their Effect on Your Retirement
Simple Tips for Selling Your Not-So-Perfect Property
In a perfect world, the process of putting your home on the market would be as seamless and carefree as a well-deserved vacation. However, if the home you are looking to sell isn’t exactly move-in ready, it can be confusing to determine which features are worth highlighting, replacing or simply repainting. I had a few questions about this very topic, so I spoke to a realtor friend of mine who works in and around the Prescott market and got some simple tips that will go far to help you … [Read more...] about Simple Tips for Selling Your Not-So-Perfect Property
CenturyLink: Safe Harbor in a Stormy World
One of the most frustrating experiences a telco customer can have is call-connection problems. Sub-par service and long-distance call failure have even prompted the FCC to take significant steps towards correcting the problem – reinforcing agency enforcement rules, while offering new incentives for providers to improve service. Driven by a commitment to the highest-quality customer experience, CenturyLink is at the forefront of resolving these issues. It’s known as the Order on Rural Call … [Read more...] about CenturyLink: Safe Harbor in a Stormy World
Bone Density QCT, DEXA and Bone Density
We don’t often think of bones as tissue, but our bones are actually a type of connective tissue, the most common tissue in the human body. Cartilage, bone marrow and blood are also types of connective tissue. In addition to making blood cells (red blood cells, white blood cells and platelets), our bones are so important because they basically hold us together, protect vital organs and allow us to move efficiently. As with any other human structure, bones can develop problems that may … [Read more...] about Bone Density QCT, DEXA and Bone Density
Weekend Warriors: Fight Back!
If that Saturday morning bike ride or run left you limping into work on Monday sore and exhausted, you’re probably not alone. Welcome to the ranks of the “Weekend Warriors.” “Weekend warriors” is the name given to people who are physically inactive most of the week, but then participate in rigorous physical activity during the weekend. Many times these folks overestimate their abilities and push themselves beyond what they reasonably should do. Many may have had active lifestyles … [Read more...] about Weekend Warriors: Fight Back!
Is Real Estate Today’s Best Investment?
Investors are nervous. The stock market is proving to be highly volatile. It had a good run, but that run may be over. The commodity market continues to lose ground, with no bottom in sight. Bonds and other traditional investment vehicles are producing low yields and many investors are wondering if they should just sit on cash. Meanwhile, real estate is rebounding and may prove to be the best place now for investment dollars. However, the way investors traditionally look at real estate as an … [Read more...] about Is Real Estate Today’s Best Investment?
Water Conservation Starts With You
Water conservation – using water efficiently and avoiding waste – is essential to ensure that the City of Prescott has adequate water today and into the future. Our groundwater is the lifeblood of our community; but is a finite resource, so we must use it wisely. Wise and efficient use of our water resources is up to all of us and it is as simple as making small changes. Make conserving water a daily part of your life. And remember, when you save water, you save energy and money! Does the … [Read more...] about Water Conservation Starts With You
Mortgage Interest Rates
Mortgage Interest rates can be like playing the lottery. You just know that the one week you don’t buy a ticket is the week your numbers will be drawn. So, dare you wait for them to drop? Many experts predict that they will rise sooner rather than later, and as interest rates inch up to past levels, the overall cost of owning your dream home moves with it. This one factor is a compelling reason that the time to buy is now. That way, your money is going into the equity in your home rather than … [Read more...] about Mortgage Interest Rates