January is supposed to be the month of positivity and renewal, but 2016 began with one of the worst months the stock market has ever experienced. While everyone is hoping the market finds a bottom and recovers soon, uncertain investors are asking, "What should I do with my money?" Before we start exploring answers to that question, remember all markets are cyclical and asset cycles don’t tend to mirror each other. As one asset class peaks, there is usually another one crashing, one starting … [Read more...] about What Should I Do With My Money?
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Embry-Riddle Ranks as Top Online Educator
A commitment to high-quality education focused on student engagement and outstanding faculty has earned Embry-Riddle Aeronautical University a spot on the 2016 U.S. News & World Report list for online bachelor’s degrees. For the third consecutive year, Embry-Riddle has been named one of the nation’s top online educators, according to the U.S. News & World Report listing released this month. Embry-Riddle had previously been ranked No. 5. In addition to its No. 1 ranking for online … [Read more...] about Embry-Riddle Ranks as Top Online Educator
Should You Plant a Fruit Tree?
You used to need a lot of land to grow fruit trees. Most standard-sized fruit trees mature at a height and width of between 18-25 feet. Not only do trees of this size require a big chunk of your garden, they are too tall to prune and spray without a ladder. Dwarf and semi-dwarf fruit trees have made it possible to grow them in just about any yard. Even with smaller trees, growing fruit is a long-term investment. It can take anywhere from two to 10 years for trees to begin bearing fruit. If … [Read more...] about Should You Plant a Fruit Tree?
How Does a Business License Fee Help Prescott?
In last month’s QCBN, I described some of the issues and concerns facing the City of Prescott, and stated that in future articles I would provide more detail on individual topics. This month, I will discuss the need to implement a city business license. At the outset, I want to make clear my purpose and intent for the proposed business license is solely as a registry – not a means to regulate or restrict business development. The annual fee, to ensure that the registry is complete and up to … [Read more...] about How Does a Business License Fee Help Prescott?
The Best Way for Investors to Achieve Peace of Mind
Most investors are seeking the same thing. Regardless of the asset class, they prefer to invest with predictability while receiving a good return on their money, relative to the risk. But what they are REALLY seeking is peace of mind. Since the turn of the century, working with private investors has taught us a host of lessons about what is important when considering a passive investment. In this article, let’s cover the most common questions investors tend to ask before investing in a real … [Read more...] about The Best Way for Investors to Achieve Peace of Mind
Spoil the One You Love This Valentine’s Day
Love is in the air. While Valentine’s Day can be seen as cliché – with teddy bears, chocolates and roses galore – it’s always nice to stand out and give that special someone a first. Don’t stick to the usual dinner routine at a local restaurant, get creative this year and make Valentine’s Day unforgettable with some of these great date ideas. Reenact Your First Date Take a stroll down memory lane and reenact your first date. If the date was at a restaurant, make reservations at the same … [Read more...] about Spoil the One You Love This Valentine’s Day
Tax Planning for and in Retirement
Even though retirees are not working full-time, their tax situation can still be complicated because they may receive investment income, interest or dividend income or capital gains distributions in addition to collecting social security, a pension or drawing from an IRA. Whether they take those monies out or reinvest them, they may not be in as low of a tax bracket as they had hoped. In preparing for retirement, it is important to identify your future income sources and anticipated deductions … [Read more...] about Tax Planning for and in Retirement
Understanding Benefits of the Lyric Hearing Aid
The Lyric is a hearing aid that is housed inside the ear canal for extended periods of time. No need to change a battery or put the hearing aid in a recharging device at night. All you need to do is go to your audiologist and ask to try a pair of them! Discreet Amplification The most amazing consequence of wearing the Lyric is that you are a “normal” person. You do not have to be careful with your hearing aids around the house so the dog or cat does not eat them when you take them off. You … [Read more...] about Understanding Benefits of the Lyric Hearing Aid
A Healthy Spin on Delicious, Affordable Meals: YRMC’s New Cooking Show, Your Healthy Kitchen
We’ve all read the reports. A plant-based diet rich in fruits, vegetables and nuts can help to keep us fit and trim. But, what’s next? Many of us have little or no experience preparing affordable meals that feature these healthy ingredients. Yavapai Regional Medical Center (YRMC) has an answer through its new cooking program titled Your Healthy Kitchen. The program can be accessed online by visiting www.yrmchealthconnect.org and following the Your Healthy Kitchen link to watch brief, … [Read more...] about A Healthy Spin on Delicious, Affordable Meals: YRMC’s New Cooking Show, Your Healthy Kitchen
Ensuring a Balanced Diet for Seniors
Health issues and physical limitations sometimes make it difficult for seniors, the fastest-growing segment of the U.S. population, to get the nutrients they need for a balanced diet. Poor nutrition and malnutrition occur in 15 to 50 percent of the elderly population. The symptoms of malnutrition – weight loss, disorientation, lightheadedness, lethargy and loss of appetite – can easily be mistaken for illness or disease. Whether it’s a physical, mental or financial obstacle, many seniors … [Read more...] about Ensuring a Balanced Diet for Seniors